Effective Date: March 30, 2026

Carlos Nunez Jr. Insurance Agency Inc. (“Nunez Insurance Agency”) owns and operates this website business. All references to “we”, “us”, this “website” or this “site” shall be construed to mean Nunez Insurance Agency.

How We Modify This Privacy Policy

We reserve the right to modify this Privacy Policy at any time, and without prior notice, by posting an amended Privacy Policy that is always accessible by clicking on the “Privacy Policy” link on this site’s home page. Your continued use of this site indicates your acceptance of the amended Privacy Policy.

Regarding Personal Information (defined below), if any modifications are materially less restrictive on our use or disclosure of the Personal Information previously disclosed by you, we will obtain your consent before implementing such revisions with respect to such information.

The Types of Information We Collect

Personal Information: “Personal Information” includes any information regarding a natural person that may be used directly to identify the person. Personal Information that we collect may vary with each separate purpose for which you provide it, and it may include one or more of the following categories: name, physical address, email address, phone number, credit card information (including credit card number, expiration date, and billing address), and location data.

Usage Data: We reserve the right to collect information based on your usage of this site, which may include IP addresses, domain names, country of origin, browser features, operating system, visit duration, page sequence, marketing and conversion data, analytics, reports, and surveys (“Usage Data”). Usage Data is anonymous when collected; however, it could be used indirectly to identify a person.

How and When We Collect Information

Personal Information: We collect Personal Information at the time you provide it to us through sign-up forms and as part of your registration for an account, product, service, or promotion. Personal Information may vary with each sign-up or registration.

Your Communications with Us: We collect Personal Information that we receive from you as you communicate with us, for example, through our email services and/or autoresponder service.

Usage Data: We reserve the right to monitor your use of this site. As you navigate through this site, Usage Data may be passively collected using analytics and reporting technologies, such as cookies and web beacons.

How We Use Your Information

We may use your Personal Information for the performance of the services or transactions for which it was given, and in connection with other products, services, promotions, or contests we may offer, as well as for internal reporting and security assessments.

We reserve the right to make full use of Usage Data, such as to improve site services, customize experiences, analyze usage trends, and enhance functionality.

Information Sharing and Disclosure

SMS Consent: Phone numbers collected for SMS purposes will not be shared under any circumstances for marketing purposes.

General Disclosure Policy: We may disclose your Personal Information as described below. We may disclose Usage Data without restriction.

Affiliated Entities: We may share your Personal Information and Usage Data with our subsidiaries or entities we control or that control us.

Service Providers: We may grant access to trusted service providers that help us operate and maintain this site, such as payment processors, hosting providers, and analytics partners. Access is limited to what’s necessary for service performance.

Successors: If we sell or transfer part or all of our business or assets to another organization, your Personal Information and Usage Data may be transferred, subject to this same Privacy Policy.

Legal Process, Enforcement, and Security Notice: We may disclose your Personal Information or Usage Data when required by law, to prevent fraud, or to protect our rights and the security of this site.